Asia School of Business

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Thoughts on Digital Banking from a Former Standard Chartered CIO


Dato’ Ariff is a former Chief Information Officer at Standard Chartered Bank Malaysia. There, he oversaw the full spectrum of Technology and Operations and was responsible for systems development, technology support and banking operations for the Bank’s retail and wholesale banking businesses in Malaysia. His 28+ years of experience in the banking industry spanned across multiple countries and geographies.

He is a thought leader and is skilled in innovation, digital transformation, banking operations, digital banking, credit cards, financial technology (fintech) and Open Banking. In March 2019, Standard Chartered was among the first three organizations that received a virtual banking license from the Hong Kong Monetary Authority.